Is it too soon to offer housing market predictions for 2014? I think not. After all, most home buyers start the research and planning process months before they actually buy a home. And they have questions upon questions:What will home prices do in 2014? Will mortgage rates rise or fall next year? Which way is the market moving? Will it be a good year to buy a home?These is no way to answer these questions with complete accuracy. But we can get close. We can use current trends to make an educated guess about future trends. With that in mind, here is our real estate forecast and outlook for 2014.